Collision Damage Waiver - Do You Need It?

by Alan
(North Yorkshire, UK)

I am entering this rather late as I have mainly been following Johnnys NZ travels.

In the UK there are currently 3 credit cards that do not impose a foreign transaction loading (typically 2.75%).

We use one or more of these during our visits to NZ. It makes quite a saving. Perhaps there are none available in USA.

I have no experience of car hire but we have hired a small motorhome on 6 separate occasions in NZ, typically for about 6 weeks each time. Being UK citizens we also drive on the left, and NZ roads that we choose, have very light traffic when compared with the UK.

Our choice has been whether to pay an additional daily charge, or an accidental damage excess of several thousand NZD.

We have always taken the latter option. With one company, KEA, the bond was always taken from our credit card and then refunded. We lost out on exchange rate fluctuations on two out of three rentals with them.

Our current renter, Nelson Motorhome Rentals NZ, only keeps your card details. This works out much better. We did suffer windscreen (windshield) damage on our last trip, but were not charged, possibly due to our longer rentals and repeat business.

If over the years we had chosen to not to opt for paying the excess we would be very much out of pocket by now.

You have to look at the extended picture, of profit/loss over all your travels. Also can you afford the amount at risk?

Comments for Collision Damage Waiver - Do You Need It?

Click here to add your own comments

Aug 12, 2010
Self Driving to Waterfalls
by: World of Waterfalls

Good follow up question. I see where you're coming from, Richard.

We threw this story and topic out there because we self drove to many of the waterfall destinations so this would be an indirect link to waterfalls (that's kind of what fell under the Featured Articles section where we'd discuss the various things we encountered as they relate to or somehow affect waterfalls).

In this particular instance, we ran into this ordeal in Australia.

Little did we realize (not voluntarily mind you) how carefully we had to manage the risk in such independent travels - especially to waterfalls.

Hope this addresses the concern about what this had to do with waterfalls.

Aug 12, 2010
Useful, but..
by: Richard Gibbard

This is interesting, but how is it connected to waterfalls?

Click here to add your own comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Featured Articles Comments or Reviews.